July 20, 2016 / como / 0 Comments
This is an area of law that deals with family issues such as: marriage, divorce, abuse, property settlements, parental responsibility, child custody, child support, and paternity fraud amongst many others. The most common practices areas are divorce, child support, child custody, visitation, paternity and adoption. Family law attorneys can handle other issues such as pre-nuptial agreements, post-nuptial agreements, mediation, annulments, spousal support, abandonment, and orders of protection.
In the 1970’s family laws definition changed rapidly. The areas that came across the most change was divorce, child support and child custody. In 1987, no-fault divorces have been adopted and this made dealing with divorce much easier to handle. Child custody had originally been given to the mothers, but as the roles of fathers developed, laws changed to allow father custody and then eventually joint custody. Family law today is increasingly become about the needs, rights and welfare of children. The family law act 1975 outlines the objects and underlying principles to ensure that the children’s best interests are met. These objects are to protect children from physical or psychological harm, and from being subjected or exposed to neglect, abuse or family violence.
Skills and knowledge needed to be a family law lawyer:
*Litigator and negotiator skills
*Time management skills
*Counselling skills
*Accounting and financial knowledge
*People skills
*Communication skills
*Property law
*Criminal law
*Medical law
*Law relating to human rights
*Be familiar with social and biological sciences- human psychology and reproductive technology
*Remain optimistic
*Being reactive as well as proactive
*Attention to detail
*Commercial awareness
*Interpersonal skills
*Patience
The primary objective is to make sure that the client’s best interests are protected and to achieve a fair outcome as quickly as possible, but also making sure to be sensitive the people’s feelings involved. There’s more than just being a lawyer, you help the client through one of the most difficult and stressful times of their life.
Choosing your divorce lawyer:
They should have experience in handling divorce cases in your area. You want them to have relationships with other local attorneys. They should practise mainly family or divorce law. The best way to find out how experienced an attorney is to ask how many divorce cases they have taken on and won.
July 16, 2016 / como / 0 Comments
When the tornado warning sirens sound you want to “Be Prepared,” because you won’t have time to “Get Prepared.” You will want to have your tornado survival preparations and supplies all done and gathered in advance so you can head straight for your shelter.
The most important thing you can do in advance of a tornado is to identify where you will wait out the storm. When you have identified the safest place in your home, put together a “twister kit” that you can store right there. If you have a basic tornado bag stored in your safe place you won’t have to take precious time gathering necessary supplies before you take cover. This could save your life if a fast-moving tornado is headed in your direction.
If you have one, a backpack makes an excellent container for your emergency supplies. If you don’t have a backpack, a nylon duffel with sturdy handles will work.
What You Should Pack in Your Tornado Survival Kit
1. Light. If a tornado strikes you should count on losing electricity. Waiting out a storm in a pitch black room is much more frightening, especially for children. In the aftermath, even if your home is untouched, you might find yourself without power. You will need light.
Pack a flashlight for each member of the family. Store the batteries separately in sealed plastic bags so they will be fresh when you need them. Throw in a few bendable light sticks, which can glow for hours, and you will have illumination when and where you need it. Stock up on these at Halloween. They can sometimes be hard to find at other times of the year.
If your home or neighborhood has been struck you should assume that gas lines have been broken. It is not safe to use anything powered by a flame for light or heat. Avoid candles or lanterns.
2. A small portable emergency weather radio. You may not be able to hear storm warnings in your safe room, and you will certainly want to know when the danger has passed. Store batteries separately. A crank emergency weather radio that doesn’t require any other power source is always a good choice.
3. Blankets for warmth and protection from flying glass and debris. Pack one or two blankets large enough to cover everyone.
4. Water. One or two small bottles of water for each person. Avoid large gallon containers as they are too hard to pack and too heavy to carry. Smaller bottles can be tucked into nooks and crannies in your backpack or tote. If you have pets, pack one additional bottle of water for each along with a small collapsible cup they can drink from.
5. Emergency food. You will want enough food to keep you and your loved ones going for 24 hours. Granola bars, crackers, peanut butter, dried fruit, cookies, hard candy, and don’t forget bottles and formula if you have a baby. Throw in a foil packet of pet food for each animal. Avoid canned goods as they are heavy. In an emergency you should be more interested in concentrated calories and energy than with vitamins and a balanced diet.
6. A mini first aid kit with several sizes of adhesive bandages, gauze pads, a long roll of gauze, antibacterial ointment and a small bottle of over-the-counter pain reliever such as acetaminophen (Tylenol).
7. A quality all-in-one tool that has a screwdriver, pliers, a wire cutter and a sharp blade.
8. An old pair of shoes for each member of the family. If you are awakened in the middle of the night you may not have time to look for and put on shoes. If your home is struck, you do not want to walk through debris without foot protection.
9. A lightweight water-resistant windbreaker with a hood for each family member. Tornadoes are almost always accompanied by heavy rain. If your shelter is breached you will want rain protection that will also help to keep you warm.
10. A very loud whistle. Should your home be seriously damaged, blowing a loud whistle will help alert rescue workers to your location.
Store your emergency tornado bag in your safe area in such a way that you can locate it quickly and easily in the dark. Next to your bag store a fire extinguisher that you know how to use. Fires are a high risk after a tornado because of ruptured gas lines. You do not want to be trapped in a safe room without the means to extinguish a fire.
If you hear the “take cover” warning, grab your children, your pets, and your cell phone in that order, and take cover in your safe area until you know that it is definitely safe to come out. Do not make the mistake of going outside or to a window to see if the warning is “real.”
July 15, 2016 / como / 0 Comments
This kind of cover is designed to give a monthly or yearly income to help if one or both wife and husband die and they require income to provide for dependents. Two things control the cost and these are chosen at the quotation stage and should be altered depending on your situation. The first is the term this is how long the policy will pay out for if you need to claim. A term of 15 years will give income for that length of time. However if you died at year 5 the family income benefit policy will only pay out for the next five years on a 10 year term. Cover at the best price at a time when you need it most
For eg you have a new born child. You could say that cover would be required for 20 years. You might set the term for the family income benefit policy for 18 years. You die 10 years in and the policy would only pay out for 8 years. However after the 8 year period the need for income ceases as the child is now able to earn income by themselves.
The other variable is the sum assured. Unlike a term insurance quote that pays out a fixed sum the sum assured will be set at the yearly income required. The family should already have or take out adequate insurance to pay off mortgages and loans therefore the income required can exclude these commitments. Family income benefit amount should be set to the amount the family will need with one partners income gone.
The best feature of family income benefit over term insurance is that amounts insured and income cannot alter. Unlike term insurance where a lump sum would be invested to provide income and therefore the income is variable and depends on performance of the investment. Another problem with using a lump sum to provide income is that in general people are scared by investing and many will waste the amount of the claim as the urge to use the sum assured and to buy cars or holidays can be to hard to stop.
In brief family income benefit can form a very important part of life insurance and protection planning. Used with level and decreasing life insurance policies to protect debts. It also other forms of illness and income protection covers. Your best advice and solution is to speak to a insurance adviser to help protect your family.
July 14, 2016 / como / 0 Comments
This title may seem like a stretch of the imagination and at the very least a gross over statement but you will have to admit that todays family is being challenged from a variety of angles. Not the least of these angles would simply be quality time spent together. Family budgets are stretched the max. School and school activities are taking increasing amounts of valuable family time. Mom and Dad have to work more hours in the day just to make ends meet and the family sit down dinner is a concept that seems to have disappeared with the Cleavers. With all of these challenges and more happening every day to Americas families what is a parent to do? This may sound incredibly simplistic but here is one answer to this dilemmapurchase a food dehydrator.
ORIGINS
Never before in our countrys history have our children been so far removed from the origins of their food. A recent poll showed that more than 87% of todays urban, American school children have never set foot on a farm. When asked where there milk came from over half of the kids polled said “the supermarket”. You will have to admit this is the rather pathetic outcome of our modern, urban, socio-economic family state. A home, kitchen food dehydrator can be an easy to use and very effective catalyst in this education gap. With a food dehydrator kids can have a literal, safe, hands-on experience with their food. This experience can undoubtedly open up a variety of other avenues to educate them about that specific food source that you may be working with. Food dehydration can be an inexpensive, visual in home or in classroom lesson on where our foods come from, how we get them and even how they, the kids themselves can prepare and eat them. By the way, the nutritional values of these foods that can be dried in a food dehydrator are without question far superior to much of the foods you will find in your supermarket. The various foods that can be dried in a modern food dehydrator range from fruits and vegetables to many different meat varieties.
TRANSFORMATIONS
Remember when we were kids and we played with our easy bake ovens or our creepy crawly ovens. We didnt know it at the time but (maybe our parents did) we were learning to take a simple basic ingredient and transform it into an actual edible muffin or spider. These may have lacked nutritional quality and taste appeal but we didnt carewe were creating and it was fun. This was an experience that we could share with our parents or the neighbor kids living around us. A food dehydrator can be a continuation of that experience. If you are fortunate enough to have a back yard garden, just think how satisfying it could be for you and your kids to take some of those garden goodies that they may have actually planted and turn them into great tasting snacks. You really dont have to have a garden to experience this. Even if you have one tomato vine or a single mint plant growing somewhere around the house you can use your food dehydrator to transform this into a delicious, nutritious eating experience. Family time doesnt have to be about trips to the mall or expensive theme parks. Quality family time, that is, the stuff your kids or grandkids will remember forever can be nothing more than creating tasty, nutritious memories with the help of your food dehydrator. These food dehydrators take up a minimal amount of kitchen counter space. They run at very low heat from 85 to 145 degrees therefore creating a very safe and low wattage cooking environment. Food prep may be as little as slicing the veggie or meat you are about to dehydrate and clean up can take no more than a minute or two.
GIVING BACK
One of the biggest complaints (if you could call it that) from back yard gardeners is that there is just too much. The bounty of their garden is more than they could ever eat themselves. This abundance is not unusual. It is more often than not, the norm. Once again, as a teaching tool for families and classrooms the food dehydrator could be used as a teaching catalyst to teach your kids how to give back to the less fortunate of society. Take a small portion of that gardens abundance, from tomato slices to kale leaves (which can be dried into a delicious salted, crispy chip) and from apple slices to green pepper rings. All of these can be quickly, easily and cheaply dehydrated, put into a zip lock bag and given to your local Salvation Army or church food kitchen. This family teaching tool and giving experience can be priceless. Not to mention the appreciation and thankfulness of the organization you donate your box of healthy, dehydrated foods to.
Todays modern family is facing a myriad of difficult obstacles which are forcing family members to spend more time apart. It is becoming much harder for our children to experience meaningful, creative, safe and inexpensive food cycle education. A food dehydrator just may be your most effective and wisest kitchen equipment purchase you could ever make. For the amount of money you will spend (most quality dehydrators are selling for between $100 to $175 dollars) the experiences and memories made can be priceless.
July 9, 2016 / como / 0 Comments
It will be a dog day afternoon and morning as for the first time ever, the Americas Family Pet Expo opens its doors to mans best friend. For one day only, on Friday, April 20th from 10am to 6pm, dogs will be allowed inside designated locations of the expo area.
Were thrilled that the Americas Family Pet Expo can welcome in our four-legged friends, said Doug Poindexter, President of the World Pet Association, producers of the Americas Family Pet Expo, April 20-22 at the OC Fair and Event Center. By hosting these special members of the family, Fido Friday adds a whole new dimension to the guests show experience. Now, everyone can enjoy themselves with their dog.
For years, show producers have been receiving hundreds of phone calls and requests from guests wanting to bring their dogs. The concept of bringing ones dog was always a dream, said Poindexter. Through working with the proper authorities and experts to ensure a safe show experience for all our guests, this milestone opportunity has come to fruition and we couldnt be more pleased!
Specific guidelines apply; including all dogs must be on a non-retractable leash, over 4-months of age, spayed or neutered, and non-aggressive in nature. All owners must abide by the potty area locations and bring their own bags to collect waste. There is a maximum of one-dog per adult, and its owner must be older than 18-years of age. Upon entering the Expo grounds, owners must sign a liability waiver issued from the Americas Family Pet Expo. Additional policies and tips are available for review at http://www.petexpooc.org/fido-friday.
In addition to Fido Friday, the Americas Family Pet Expo will feature more than 400 exhibitors and more than 1,000 various animals including dogs, birds, fish, cats, equine and reptiles. Just added, the Expo will also be selling and showcasing reptiles, another first for the 20-year show. Throughout the day, there will be animal entertainment, hands-on demonstrations, and informative educational sessions on pet care and the latest pet trends.
Fido Friday is the perfect day to come to the show, and really see first-hand how our exhibitors and programming benefits not only the owners, but the dogs themselves, said Poindexter. Grab your camera, pack some doggie snacks and bring plenty of water. Get ready for a day of fun with your best friend by your side!
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About the Americas Family Pet Expo, April 20-22 at the OC Fair and Event Center, Costa Mesa:
The Americas Family Pet Expo will feature more than 1,000 animals including dogs, cats, equine, birds, fish, llamas, pot bellied pigs, goats, rats, reptiles, rabbits, miniature horses and more on display in fun and interactive stage shows, competitions and demonstrations. Featuring over 400 exhibitors and rescue groups, the Americas Family Pet Expo will also feature a lively round-up of four-legged animal shows and demonstrations, the latest trends in pet care grooming and care, and promoting responsible pet care and awareness. General admission, $12.00; seniors 60 and over, $10.00. Children 6-12, $6.00. 5 yrs and under, free. Special show pricing! Save $2 off general admission tickets by purchasing online. Show hours: Friday 10am-6pm; Saturday 10am-7pm; Sunday 10am-6pm. OC Fair and Event Center, 88 Fair Drive, Costa Mesa 92626. Parking is $5. For more information and to purchase tickets visit www.PetExpoOC.org.
The Americas Family Pet Expo is created, produced and managed by World Pet Association, Inc., a 60-year-old nonprofit organization dedicated to promoting responsible pet care.
High resolution photography available upon request.